Architecting a Scalable WealthTech Platform for the Saudi Financial MarketWealth Management at a Crossroads
For a Saudi-based investment group entering the WealthTech space, the ambition was clear: launch a next-generation platform - but without a well-defined architecture, scalability and regulatory compliance posed major risks.
The organization needed a structured foundation to build a modular, API-first wealth management platform tailored for the regional market. They partnered with Archisurance to architect a scalable, compliant, and integration-ready platform from the ground up.
Challenge
The client was venturing into digital wealth management for the first time, targeting both mass affluent and HNWIs. Without a reference architecture or established IT governance, the product development team struggled to align business strategy with platform design. Key architecture domains lacked definition, and regulatory requirements demanded rigorous data and integration frameworks.
This engagement addressed three critical challenges:
- Lack of modular, reusable platform components:
The early MVP prototypes were tightly coupled, limiting the ability to scale features or onboard third-party services.
- Absence of regulatory-aligned data architecture:
There was no formal data classification, storage, or audit trail structure to support SAMA compliance and investor reporting.
- No unified integration and security model:
Integrations with custodians, payment gateways, and analytics were being designed ad hoc, without an overarching strategy or security controls.
Solution
Archisurance led the complete solution architecture effort, starting with stakeholder workshops and capability mapping. We defined the business, application, data, and integration architectures using TOGAF-aligned frameworks. Our team established a secure, microservices-based reference architecture with defined APIs for onboarding, KYC, portfolio construction, transactions, and reporting. Security, audit logging, and compliance were baked into the design using zero-trust and event-driven models.
Results
With a scalable architecture in place, the client launched its WealthTech MVP within six months — ready for onboarding, regulatory inspection, and investor engagement. The platform could now evolve confidently with new modules (Robo-advisory, ESG portfolios, digital onboarding) and supported integrations with custodians and external fund managers.
By the numbers, the effort:
🧱 Reduced onboarding cycle time by 40%.
🔐 Achieved full CMA-aligned data compliance pre-launch.
🔁 Enabled 10+ external integrations via secure APIs.
📈 Improved scalability across 4 market segments with modular feature rollout.